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Loan calculators
Use our free calculators to understand your repayments and see how much you could save by consolidating your debts into one simple payment.
Debt consolidation calculator
Enter what you currently owe across multiple debts and see how a single consolidated loan could reduce your monthly payments. Results are estimates based on typical Australian rates.
Consolidated monthly payment
$468
per month
Breakdown
Total debt$15,000
Current est. monthly payments$612
New monthly payment$468
Total interest (consolidated)$1,848
Loan payoff dateApr 2029
Estimated monthly saving
+$144/mo
Loan repayment calculator
Calculate your monthly repayments for any personal loan amount, interest rate, and term. Use this to plan a car loan, personal loan, or any other borrowing.
Monthly repayment
$490
per month
Summary
Loan amount$15,000
Total repayments$17,640
Total interest paid$2,640
Establishment fee$0
Total cost of loan$17,640
Loan paid off byApr 2029
Calculator disclaimer: These calculators are provided for indicative purposes only and do not constitute a credit quote, offer of credit, or pre-approval. Results are estimates based on the inputs provided and assumed interest rates. Actual rates, fees, repayments and total costs will vary based on individual circumstances, lender assessment and prevailing market conditions. OnePayment does not hold an Australian Credit Licence (ACL) and is not a credit representative of any Australian Credit Licensee. Clients should seek independent financial advice before entering into any credit arrangement.