1. About OnePayment
onepayment.com.au ("OnePayment", "we", "us", "our") is operated by Jaira Real Estate Pty Ltd, ABN:30663340949. We operate a referral service only We do not hold an Australian Credit License and are not a credit representative of any Australian Credit Licensee. We do not provide credit, credit assistance, or financial, legal or taxation advice. We do not provide credit, financial, legal or taxation advice of any kind. With your consent, enquiries submitted through this website are referred to [LendConnect legal entity name], Australian Credit Licence [ACL number] ("LendConnect"). LendConnect will assess your situation and provide any credit services directly to you. LendConnect may pay us a referral fee of [basis] for each enquiry we refer. You do not pay us anything.Before entering into any credit contract you should consider seeking independent financial and legal advice. The information on this website is general in nature and does not take into account your objectives, financial situation or needs
Enquiries submitted through this website are referred to LendConnect, a licensed Australian Credit Licensee, who will assess your eligibility and provide credit services directly. OnePayment receives a referral fee from LendConnect when an enquiry is submitted.
2. Nature of this website
This website provides general information about debt consolidation and related loan products for informational purposes only. Nothing on this website constitutes:
- An offer of credit or a credit quote
- Financial product advice within the meaning of the Corporations Act 2001 (Cth)
- Credit assistance within the meaning of the National Consumer Credit Protection Act 2009 (Cth)
- Legal advice of any kind
You should always seek independent professional advice before making any financial decisions.
3. Calculators and estimates
The loan calculators provided on this website are for general illustrative purposes only. They use assumed interest rates and simplified calculation methods. Results produced by our calculators:
- Do not constitute a credit quote, offer, pre-approval or indicative approval
- Are estimates only and will differ from actual loan offers
- Do not account for all fees, charges, or individual lender criteria
- Are not a guarantee that any loan will be approved at any particular rate or amount
4. Referral process
When you submit an enquiry through our website, you consent to your personal information being shared with LendConnect for the purpose of assessing and processing your loan enquiry. Our trusted partners own terms, conditions and privacy policy will apply once your enquiry is referred to them.
OnePayment makes no warranty or representation regarding the outcome of any referral, the availability of credit, the interest rates or terms that may be offered, or the suitability of any loan product for your circumstances.
5. Accuracy of information
We make reasonable efforts to ensure the information on this website is accurate and current. However, we do not warrant that the information is complete, accurate, reliable, suitable or available for any purpose. Information about interest rates, loan products, and market conditions may change without notice.
6. Limitation of liability
To the fullest extent permitted by law, OnePayment and its operators, employees and agents exclude all liability for any loss or damage (including consequential loss) arising from your use of this website or reliance on any information contained herein. This includes, without limitation, loss arising from:
- Decisions made in reliance on our calculator estimates
- Outcomes of any referral to LendConnect
- Interruption to or unavailability of the website
- Errors or omissions in the content of the website
Nothing in these terms limits any rights you may have under the Australian Consumer Law.
7. Third-party websites
This website may contain links to third-party websites including LendConnect. We have no control over the content or practices of those websites and accept no responsibility for them. Links do not constitute an endorsement.
8. Intellectual property
All content on this website, including text, design, graphics and calculators, is the property of OnePayment or its licensors. You may not reproduce, copy, distribute or use any content without our express written permission.
9. Governing law
These Terms of Use are governed by the laws of the Australian Capital Territory. You and we submit to the non-exclusive jurisdiction of the courts of the Australian Capital Territory and courts that may hear appeals from them
10. Changes to these terms
We may update these Terms of Use from time to time. Last updated on 29/10/2026. Continued use of this website after any changes constitutes your acceptance of the updated terms. We encourage you to review these terms periodically.
11. Contact us
If you have any questions about these Terms of Use, please contact us:
- Phone: 0450 365 365
- WhatsApp: +61 450 365 365
- Website: onepayment.com.au